Find the right
financing option

There are countless reasons to borrow. Fortunately, there’s an BBNCU loan product that’s perfect for you. Find options to make borrowing work for you!

Brainerd BN Credit Union offers auto loans to fit everyone’s needs.

  • Low, competitive rates
  • Terms up to 84 months
  • Quick, easy financing

Insurance programs that can be added into your loan.

  • Pekin 
    • Credit Life Insurance 
    • Credit Disability Insurance
    • Debt protection programs 
    • Mortgage insurance 
    • Guaranteed term life insurance
    • Simplified issue graded death whole life insurance
    • Tax deferred annuities
  • Extended Warranty 
    • Available for both new and used vehicles 
    • Available for Auto powersport
    • Warranty with complete coverage
  • Guaranteed Asset protection Advantage 
    • Waives the difference between your primary insurance and the payoff of your loan balance. 
    • Auto Deductible Reimbursement (ADR)
    • GAP Advantage  

We can help you with the right financing to go alongside the right toy!

  • Boats, Motorcycle, and RV’s.
    • Low, competitive rates
    • Terms up to 84 months
    • Quick and easy financing
  • ATVs, Dirt Bikes, Personal Watercraft, Snowmobiles and Trailers
    • Low, Competitive rates
    • Terms up to 72 months
    • Quick and easy financing
  • Boat Lifts
    • Low, competitive rates
    • Terms up to 72 months
    • Require 20% down payment
    • Quick and easy financing

An unsecured personal loan can be used to help finance a vacation, debt consolidation, or an unexpected expense.

Protect yourself from overdraft fees with a Rail Line of Credit

Have savings but don’t want to spend it? Use your shares as collateral for your loan!

Brainerd BN Credit Union can help assist you with equipment financing.

  • Low, competitive rates
  • Terms up to 60 months
  • Requires 20% down
  • Quick and easy financing

Brainerd BN Credit Union can help finance Machinery and Lawn tractors

  • Low, competitive rates
  • Terms up to 72 months
  • Require 20% down
  • Quick and easy financing
  • We do not offer any in-house student loans; we recommend using Sallie Mae
Visit Sallie Mae

We will write you a check for 1% of your outstanding loan balance on any auto, boat, RV, or agricultural machinery loan held by another lender.

Example: $20,000 x 1% = $200

This offer does not include any BBNCU loan balances and is subject to meeting credit and underwriting standards. The actual amount received depends on the loan balance. See a member service representative for details.

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Contact Us

BBNCU Credit Union Office

804 Laurel Street Suite #101
Brainerd, MN 56401

NMLS ID: 619332
Routing Number: 291973357

Phone: 218-829-9065
Toll Free: 877-829-9065
Fax: 218-829-2568